A fiduciary is a person or legal entity, such as an Advisor or Brokerage firm, that has the power and responsibility of acting for another (usually called the beneficiary or principal) in situations requiring total trust, good faith, and honesty.

Fee-based advisors receive fees for their service, rather than basing their business on sales commissions. The model helps to limit or eliminate conflicts of interest. CWP uses the fee-based model as a means of aligning our interests with those of our clients.

Portfolio modeling is a diversified system of securities that are grouped together to provide an expected return with a corresponding amount of risk.

CWP uses portfolio models for several reasons including:
1. Modeling allows CWP to manage large amounts of assets efficiently
2. Creates the ability to implement changes to the portfolio very quickly
3. We can apply our analytics very easily across all model sets

CWP has 6 models: 3 Income Models & 3 Growth Models. By having 6 models available, CWP can help the advisor guide the client into the most suitable model for their desired risk and objectives.